Not only does Alfa offer insurance for your home, auto, life
and health, we also offer affordable, easy to use dental coverage for you and
your family. Alfa Dental is underwritten by Delta Dental insurance
Company, a member of the nation’s largest dental insurance organization.
Member + Family
Preventive and Diagnostic Services
Crowns, Restorations and Bridges
Dental insurance for Alfa members is now available.
The Delta Dental PPO® plan, underwritten by Delta Dental Insurance
Company, offers you what no other dental plan can – The Delta Dental Difference™. Here’s
what makes this a great choice for your and your family:
Exceptional Cost Savings – Delta Dental networks protect
enrollees from balance billing and prevent dentists from charging more by
“unbundling” services that should be billed as one service. Your costs are
usually lowest when you visit a Delta Dental dentist.
Guaranteed Coinsurance – Delta Dental dentists agree to accept
the administrator’s determination of fees. They won’t balance bill over Delta
Dental’s approved amount for covered services.
Professional Treatment Standards – Network dentists must meet
professional standards for safety and quality of care. These standards are
verified through reviews of utilization patterns and office practices.
When you enroll in the dental program offered through
Alfa, you have the freedom to visit any licensed dentist, however, there
are advantages to visiting a PPO network dentist instead of a non-PPO dentist.
PPO dentists agree to accept a reduced fee for PPO patients. You will
usually have higher out-of-pocket costs when you visit a non-PPO dentist.
Alabama Farmers Federation members who live in Alabama their
spouse and eligible dependent children to age 19, or to age 25 if dependent is